Terms and Conditions of Service

Welcome to virellionas. These terms and conditions govern your use of our website and financial planning consultation services. By accessing or using our services, you agree to be bound by these terms.

October 12, 2025

Acceptance of Terms

By accessing our website, scheduling consultations, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our services.

Definitions

For the purposes of these terms, the following definitions apply:

Services refers to all financial planning consultations, analytical reviews, strategy discussions, and related professional guidance provided by virellionas through any channel.

Client or you refers to any individual or entity that accesses our website, engages our services, or communicates with virellionas for consultation purposes.

Website refers to the virellionas.sbs website and all associated pages, content, and functionality accessible through this virellionas.

Content refers to all information, text, graphics, images, and materials provided through our website or during consultations.

Use of Services

Our financial planning consultation services are provided for informational and advisory purposes. You agree to use our services only for lawful purposes and in accordance with these terms. You are responsible for maintaining the confidentiality of any account information.

Eligibility

By using our services, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements. If you are using services on behalf of an organization, you represent that you have authority to bind that organization to these terms.

Services are intended for Australian residents primarily

User Responsibilities

As a user of virellionas services, you agree to:

Provide accurate, current, and complete information during consultations and in all communications with our team
Maintain the confidentiality of any sensitive financial information shared during our professional relationship
Notify us promptly of any changes to your circumstances that may affect our consultations or recommendations
Use information and guidance provided through consultations responsibly and understand that implementation is your sole responsibility

Prohibited Uses

You agree not to use our services or website for any of the following:

Any unlawful purpose or in violation of any local, state, national, or international law
Transmitting any harmful code, viruses, or materials that could damage our systems or those of other users
Attempting to gain unauthorized access to our systems, networks, or other user accounts
Impersonating any person or entity or falsely stating your affiliation with any person or organization
Reproducing, distributing, or exploiting our proprietary materials or content without express written permission

Intellectual Property Rights

All content, materials, methodologies, and intellectual property provided through virellionas services remain the exclusive property of virellionas. You may not reproduce, distribute, modify, or create derivative works without our express written consent. Our trademarks, logos, and brand elements may not be used without authorization.

User-Provided Content

When you provide information, documents, or other materials during consultations, you grant virellionas a limited license to use this information solely for the purpose of providing our services. We will maintain confidentiality as described in our privacy policy.

User Content Responsibilities

You are solely responsible for the accuracy and legality of any information you provide. You represent that you have the right to share any materials provided to us and that such materials do not violate any third-party rights.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our privacy policy, which is incorporated into these terms by reference. We comply with Australian privacy laws and regulations regarding personal information handling and protection.

Privacy Policy

Service Disclaimers and Limitations

The following disclaimers apply to all virellionas services:

No Guarantee of Results

virellionas does not guarantee specific financial outcomes. Past performance does not guarantee future results. Results may vary based on individual circumstances, market conditions, and implementation quality.

Limitation of Liability

To the maximum extent permitted by law, virellionas shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the fees paid for services rendered.

Indemnification

You agree to indemnify, defend, and hold harmless virellionas, its consultants, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution Process

In the event of any dispute arising from these terms or our services:

Arbitration

Any disputes shall first be addressed through good faith negotiation. If negotiation fails, disputes may be resolved through binding arbitration in accordance with Australian arbitration rules. You waive any right to participate in class action proceedings.

Arbitration shall be conducted in Australia under Australian law

Online Dispute Resolution

For certain disputes, we may offer online dispute resolution mechanisms. Information about available ODR platforms will be provided if applicable to your situation.

Australian ODR Information

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall continue in full force. The invalid provision shall be modified minimally to make it valid and enforceable.

Entire Agreement

These terms, together with our privacy policy and disclaimer, constitute the entire agreement between you and virellionas regarding our services. They supersede all prior communications and agreements.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia. Any legal proceedings shall be conducted in Australian courts. If you access our services from outside Australia, you are responsible for compliance with local laws.

Termination

Either party may terminate the service relationship at any time with written notice. virellionas reserves the right to terminate access to services immediately for violation of these terms. Upon termination, certain provisions including confidentiality and liability limitations shall survive.

Modifications

virellionas reserves the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of services after modifications constitutes acceptance of the updated terms.

Contact for Terms Questions

If you have questions about these terms and conditions, please contact us:

Email Address: content@virellionas.sbs

Phone Number: +61 3 1577 8917

Business Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Terms Effective Date: October 12, 2025

Version: 1.0